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Have you ever received a call or message from someone claiming to be a process server, threatening legal action if you don’t take immediate action? If so, you’re not alone. Process server scams are on the rise, with scammers using fear and intimidation to trick people into handing over money or personal information.
What is a process server scam?
A process server scam involves someone pretending to be a legitimate process server – a person authorized by a court to deliver legal documents. Scammers will often:
- Threaten legal action: They may claim you’re being sued for unpaid debts, fraud, or other offenses.
- Demand immediate payment: They may pressure you to pay a fine or fee to avoid arrest or further legal trouble.
- Use scare tactics: They may threaten to seize your assets, deport you, or even harm you.
- Request personal information: They may ask for your Social Security number, bank account details, or other sensitive information.
Red flags to watch out for:
- Urgency and pressure: Legitimate process servers won’t pressure you into immediate action.
- Vague threats: Scammers often avoid specifics about the alleged lawsuit or debt.
- Unfamiliar methods of contact: Process servers typically serve documents in person or by certified mail, not through phone calls, texts, or emails.
- Requests for payment: Legitimate process servers don’t collect money or fines.
- Unprofessional behavior: Scammers may be rude, aggressive, or evasive when questioned.
How to protect yourself:
- Don’t engage with suspicious callers or messages: If you receive a call or message from someone claiming to be a process server, don’t respond. Legitimate servers will leave a physical document at your door if they can’t reach you in person.
- Verify the information: If you’re unsure about the legitimacy of a claim, contact the court directly or seek legal advice from a trusted attorney. You can also search online court records for any pending cases against you.
- Never give out personal information: Don’t share your Social Security number, bank account details, or other sensitive information with anyone you don’t know and trust.
- Report the scam: If you believe you’ve been targeted by a process server scam, report it to the Federal Trade Commission (FTC) and your local authorities.
Remember:
- Legitimate process servers will always identify themselves and the court they represent.
- They will never demand immediate payment or threaten you with arrest.
- If you’re unsure, it’s always best to err on the side of caution and verify the information before taking any action.
By staying informed and vigilant, you can protect yourself from falling victim to these scams. Share this information with your friends and family to help raise awareness and keep everyone safe.
Additional tips:
- Consider using a call-blocking app to screen unknown callers.
- Be cautious about opening attachments or clicking on links in unsolicited emails or text messages.
- Install and regularly update antivirus and anti-malware software on your devices.
By following these tips, you can make it more difficult for scammers to target you and steal your money or personal information. To get regular tips on how to protect yourself from scams, subscribe to the Silverwatch Academy newsletter and follow our YouTube channel.